Reader’s Question:

What will happen if you had your auto insurance lapse for 1 year in Idaho and you want to insure it again with a different carrier?

Paulo

Boise, ID

You should be able to get insurance and get your car insured but you will normally find higher insurance premium due to the lapse in coverage and especially if you were terminated for non-payment. You will also lose out on any previous discount you may have had for having continuous coverage with your car insurance company.

Before getting auto insurance you will also need to take care of any issues, like license suspension and other penalties the state of Idaho may have placed upon you because of being uninsured. The Idaho Department of Transportation states that in ID, failure to carry motor vehicle insurance is a reason for your driving privileges to be suspended.

To get more information regarding penalties for being an uninsured auto owner, contact the Idaho Transportation Department through their website.